NZCU Baywide isnâ€™t New Zealandâ€™s typical bank, peer-to-peer lender, or other financial institution. No, theyâ€™re New Zealandâ€™s 100% locally owned financial cooperative. As a Credit Union, NZCU Baywideâ€™s profits go right back into providing great, low rates on personal and debt consolidation loans and vehicle financing. Plus, some of the best high interest savings accounts and term deposit investments for Kiwis just like you! With personal service and professional advice, NZCU Baywide arenâ€™t on your back, theyâ€™re by your side! So whether you need a loan for that new car or are looking to invest in your future, drop into your local branch today to find out how we can help you to live your best financial life.